How Many Non-Taxable Income Streams Do You Have Set Up For Retirement?

The use of life insurance to create a tax-free income stream is not a new strategy by any means, but it becomes a lot more attractive based on increased tax rates.  Ask yourself in what direction are federal and state tax rates going and if it really makes sense to allocate 100% of your present savings to retirement plans that are 100% taxable as ordinary income in the future? 

Are you ready for a conversation that will uncover holes in your current plan and, more importantly, are you willing to make changes?  If so, now is the time to get serious about your future.

Go to www.IBC.guru to learn more.

Thank you,


John Montoya

Some History on the Federal Reserve

In 1913 in exchange for paying for his Presidential campaign, President Woodrow Wilson signed the Federal Reserve Act handing over the U.S. currency to twelve regional private banks. In 1933 Roosevelt confiscated citizens gold and handed it to these private banks.

The Primary Owners of the Federal Reserve Bank Are:

1. Rothschild's of London and Berlin
2. Lazard Brothers of Paris
3. Israel Moses Seaf of Italy
4. Kuhn, Loeb & Co. of Germany and New York
5. Warburg & Company of Hamburg, Germany
6. Lehman Brothers of New York
7. Goldman, Sachs of New York
8. Rockefeller Brothers of New York

All the primary owners are branches of European establishments. Foreigners, almost entirely Jewish, control the United States Money supply.

They literally own exclusive rights to the dollar and simply enter dollars into their banks books to make money which they then lend back to us at a profit.

For them money does not grow on trees, it is simply a data entry into their account. Clearly the private ownership of the U.S. Dollar is by far The Greatest Crime of the Century.

The owners of this bank have been responsible for instigating all the major wars and depressions in the last 100 years. They own the bank, they own the dollar and they own all the major media channels, the military industrial complex and most politicians, judges and cops.

Sometimes the bank pays an arbitrary 'franchise fee' to the U.S. government to keep the politicians paid off.

The Federal Reserve Bank is a consortium of private banks which are not part of the United States Government.

These private banks purchase paper notes from the U.S. mint for printing cost or simply enter digital money into their computer then lend back the money plus interest to the people through member banks. The profits go into the share holders of the bank's pocket's, the U.S. public receives no benefit.

The cost of this system to the U.S. public is hundreds of billions of dollars every year while holding the nation and people in a constant state of debt.

The privately held Federal Reserve Bank has not once been audited and never pays any income tax on their astonishing income.

The Federal Reserve Banking Act, passed in 1913 is categorically unconstitutional, it is unlawful.

The Federal Reserve Bank's money fraud has devalued the dollar to about four percent of its worth in 1930.

Henry Ford once said "It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning".