What's Going On In The United States These Days?

Glad you want to know. Click to read this article by Jim Willie at Financial Sense.

Mr. Willie provides an excellent summary of all you need to know about the financial chaos going on in our country. If you watch the evening news or read the newspaper on a regular basis, this is likely to be news to you (and real news at that). Stay informed. I encourage you to read alternative sources of news such as:

www.Mises.org

www.Lewrockwell.com

www.FEE.ORG

www.DailyReckoning.com

www.Sovereignman.com

www.Shadowstats.com

www.Elliottwave.com

If you think your bank is safe, think again.

Mr. Willie says that $7 trillion is sitting in FDIC insured bank accounts. If the government actually had that money, don't you think they would have found a way to spend it and replace it with IOUs by now?

The safest place you can have your cash is in a mutual whole life insurance policy. The money is backed by capital reserves that exceed the life insurance company's liabilities. In other words, these institutions are solvent! They are regulated to be this way.

Banks operate under the fractional reserve system meaning they keep a fraction of your deposit, lend the rest, and then inflate the money system by creating up to 10x the amount of your deposit in new money to lend out. In short, banks are highly leveraged and the main culprit in creating that nasty destroyer of wealth: inflation.

What about FDIC insurance? The FDIC inspires confidence. Just like Bernie Madoff did... and just like Bernie Madoff, the FDIC is insolvent.

Stick with what works.

A participating non-direct recognition whole life policy has been around for nearly 200 years. It'll be around for another 200+ years because it simply works. It is the safest place you can warehouse your cash.

Combine the fact that you can make $1 do the work of $2 by saving money with the same dollar being used to pay off debt, and you'll realize you're the smartest person in the room once you learn about the Bank on Yourself.

Despite all the uncertainty in the world today, one thing is certain. The business of banking is eternal and will survive what happens politically and economically in the decades to come. For that reason above all else, it's crucial that individuals have their own banking system. The sooner we, as individuals, control our flow of money through the creation of our personalized Infinite Banking system, the safer and wealthier we will become.

Go to www.CashValueBanking.com to learn more or call (800) 208-6141 to request a free analysis by a Bank on Yourself certified advisor. All appointments can be done over the phone and in front of your computer. Let your cash find a safe place before the storm clouds on the horizon gets any closer.

(Note: If you have a preconceived notion that this is like your mom's or grandma's whole life policy, you're sorely mistaken. A short online meeting can put that notion to rest quickly. And if you think you're too old or have health issues, we can look at insuring your spouse, child, or grandchild.)

John Montoya
JLM Wealth Strategies
(800) 208-6141

My Reason For Teaching The Infinite Banking Concept (IBC)

Sometimes when I tell people what I do for a living, my explanation flies right over their head. We are all so accustomed to depositing our money at our local bank and then using those banks as our source of capital for larger financing needs that it's beyond our comprehension to think we don't ever have to rely on a local bank again. It's almost like I'm telling people the world is round while everybody still believes the world is still flat!

It's often said that the greatest trick the devil ever pulled was convincing the world he doesn't exist. I believe the greatest trick bankers ever pulled is making all of us believe we can't function without them. This, of course, simply couldn't be further from the truth.

Why do I dislike our banking system so much? It's dishonest. The banks take our money and lend it right back to us at interest. Then the banks go one step further. They create money out of thin air, money that never existed before, and they lend that money out as well. Anybody that lends money that doesn't exist is evil. The power to corrupt is unimaginable. It should be no wonder our economy and country is where it's at today after nearly 100 years of the Federal Reserve controlling our money supply.

Banking was conceived in iniquity and was born in sin. The Bankers own the earth. Take it away from them, but leave them the power to create deposits, and with the flick of the pen they will create enough deposits to buy it back again. However, take this power away from them, and all the great fortunes disappear, and they ought to disappear, for this would be a happier and better world to live in. But, if you wish to remain the slaves of Bankers and pay the cost of your own slavery, let them continue to create money and control credit. - Silas W. Adams in The Legalized Crime of Banking (1958)

Need I say more? Bankers know if they control the debt, they can control individuals and countries alike. This is the reason behind all central banking and our Federal Reserve banking system here in the United States: Control. The essence of banking is to make us slaves to debt. Once they own our debt, they own us. And if you didn't know, our money is debt. Simply look at the dollar bill in your pocket. It's say Federal Reserve Note. It's an IOU. The Federal Reserve creates the money out of thin and we pay interest on these debt notes.

Read this article by Gary North: The Safe Banking Fantasy. My hope is that after reading this article, you'll start to question your belief in our banking system. Remember the greatest trick a banker pulls is convincing you that you need them. It's a fantasy. This article helps to expose the safety we believe banks have. Banks are actually the riskiest financial institution that exists because they lend out your money and money they don't have.

So why do I love what I do for a living? I get to help people take back control of their money and their financial life from the banks. It's that simple. The sooner you start learning about how banking really works, the sooner you can free yourself from your banks grip on your money. Change in this country will have to start from the ground up. It's obvious to me as it should be to you by now that real change will not happen from the top. Our political leaders lack the will to do so. Any real change must be come from individuals.

Privatized banking is not only safer than traditional banking, it doesn't create inflation (an increase in the money supply). The Infinite Banking Concept is built upon a sound money principle which is something we all need to practice.




Visit CashValueBanking.com to learn how you can get started with your own banking system or email me at John@JLMws.com for more information.

Finally, watch this clip from the movie The International. I hope what I'm sharing with you is starting to resonate. For more detailed reading about the history of the Federal Reserve, I highly recommend you read The Creature From Jekyll Island by G. Edward Griffin. It reads like a mystery novel and is all the more fascinating because the book is based on facts. You'll have a hard time putting it down.

John Montoya
JLM Wealth Strategies, Inc.
(925) 386-6639 Office
Authorized Advisor-Bank on Yourself®
CA Life#0C42222

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Add The 401k To The Long List Of Government Failures

We've all been taught that the way to save for retirement is through 401k/IRA government created qualified plans. I highly encourage you to change the way you think and do so while you'll still have time. Our government has a long history of failing when it attempts to create a solution to a problem. Nelson Nash, author of Becoming Your Own Banker, wants you to consider these monumental failures our government has cooked up for us:

• The U.S. Postal Service was established in 1775. The government has had 236 years to get it right. It’s broke.
  

• Social Security was established in 1935. The government has had 76 years to get it right. It’s broke.

• Fannie Mae was established in 1938. The government has had 73 years to get it right. It’s broke.
  

• The war on poverty started in 1964. The government has had 47 years to get it right. One trillion dollars of our money is confiscated each year and transferred to the poor, and they want more.

• Medicare and Medicaid were established in 1965. The government has had 46 years to get it right. They’re broke.

• Freddie Mac was established in 1970. The government has had 41 years to get it right. It’s broke.

• The Department of Energy was created in 1977 to lessen our dependence on foreign oil. It’s ballooned to 16,000 employees with a budget of $24 billion a year, and we import more oil than ever before. The government has had 34 years to get it right. It’s an abysmal failure.

The government has failed in every service they’ve shoved down our throats while overspending our tax dollars. Now let’s see. You want to trust these folks with your plans for your retirement through tax qualified plans? Who has the problem here?

Insanity is doing the same thing over and over and expecting different results.
–Albert Einstein.

Just for fun, I'd like you to google: government retirement account. You'll find that our government is already plotting how to take over the retirement accounts it created to help us save for retirement. Our government knows they are going to need access to every dollar in these plans in order to buy our Treasuries (our country's debt) that no other country will be willing to touch in a few years time, if not sooner.

We are headed towards a Qualified Plan Disaster and you might not even be aware of it because the government and corporate propaganda machine has been running full steam ahead for years now. What's frightening is that people save for retirement using 401ks more so than any other type of savings vehicle. Are you starting to see the train wreck before it happens?

WHY DO WE FOLLOW THE CROWD WITHOUT QUESTION?

Challenge the traditional financial system of beliefs because they simply do not make any logical sense. Why save money in a retirement vehicle that exposes your money to both stock market loss and a lifetime of taxes when you retire? It's illogical. That's why I'm encouraging you to wake up now before it's too late.

For perspective, here's a quick story that I hope resonates.

It's about a woman who always cut off the turkey legs to roast a turkey. When asked by her daughter why she did it that way, the mom said because her mom did it that way and her mom's mom did it that way as well. It never occurred to her that grandmother's pan was too small to fit the entire turkey. Need I say more about questioning your belief system.

Go to my video at www.CashValueBanking.com to educate yourself on the best financial solution that exists to solve your retirement dilemma. Then call 800-208-6141 to schedule a free analysis from 1 of 200 authorized advisors nationwide with Bank on Yourself.

Ron Paul : I Think Were Headed For A Financial Catastrophe!

Ron Paul is an Austrian economist, physician, and willing to ask the tough questions. Check his voting record. It speaks for itself.

Where is the best place to have your money during times of financial chaos? Watch the video at www.CashValueBanking.com.